In life, we have to prepare for the inevitable: illness, death, and other losses. I am glad that I am covered under my husband's medical insurance because medical treatment is expensive here in the U.S.
Life insurance is also another type of insurance. However, because of the high rate of premiums, people are sometimes discouraged from getting a life insurance policy. An alternative to this is the term life insurance which is less expensive compared to the former. To learn more about the benefits and coverage, one can research about term life insurance online. One can then decide if this type of insurance is beneficial for him and his loved ones.